Finance Analyst – Reconciliations & Settlements

About the role

To manage a portfolio of BIN Sponsorship Program Manager clients and handle all aspects relating to payments, reconciliations and reporting. The role supports the Head of Finance Operations and the Finance Operations Team Leader in day‑to‑day activities.

Key responsibilities

• Perform daily reconciliations of cardholder processor reports against Scheme Settlement advisements.
• Validate Scheme Settlement advisements, ensure timely external payments and meet strict cut‑off times.
• Reconcile nostro/counterparty balances of banking operations on a daily, weekly and monthly basis.
• Validate cardholder processor reports against customer funds and process banking entries across multiple payment platforms.
• Investigate reconciling items, raise reporting errors to the Data department, and work closely with Data and Operations to resolve queries.
• Complete month‑end reconciliations, prepare and review month‑end closure processes, and provide ad‑hoc financial analysis and reports.
• Liaise with clients via email and conference calls on reconciliation issues, process cardholder refunds, chargebacks and revenue releases.
• Prepare responses to statutory auditor queries related to the client portfolio.

Required profile

• Ability to work under pressure and meet strict deadlines while maintaining high attention to detail.
• Highly numerate with strong analytical and investigative skills for variance resolution.
• Self‑motivated, proactive and capable of planning and organising work independently.
• Excellent verbal and written communication skills.
• Experience with reconciliation tools is an advantage.

Required skills

• Intermediate to advanced Excel skills.
• Proficiency with MS Office, particularly MS Outlook.
• Experience using reconciliation tools (advantageous).