Payments & Settlements Analyst

About the role

We are seeking a Payments & Settlements Analyst to join our Payments team. This is an excellent opportunity for someone with a strong interest in financial operations and payments to develop their experience within a fast‑paced environment.

Key responsibilities

• Ensure daily fulfilment of both crypto and fiat settlement, identifying and flagging any defaulting parties.
• Approve cryptocurrency withdrawals across in‑house and third‑party custody platforms, adhering to strict security procedures.
• Authorise fiat payments through various banking platforms, ensuring timely delivery of client funds and accurate record‑keeping.
• Proactively monitor intraday exposure to counterparties and trading members, identifying shortfalls and working cross‑functionally to meet settlement obligations.
• Ensure all settlement activities comply with operational risk frameworks and provide reporting and root‑cause analysis on recurring payment issues.
• Work closely with internal teams (treasury, broker operations, etc.) to resolve settlement issues swiftly and act as the key operational contact.
• Escalate operational issues promptly, participate in investigations and control enhancements.
• Monitor end‑to‑end payment flows, identify anomalies and implement corrective actions.
• Stay up to date with industry regulations and best practices related to payments and settlements.
• Work Monday‑Friday with occasional weekend on‑call and UK bank holiday work; assist with ad‑hoc/month‑end projects as assigned.

Required profile

• Bachelor’s degree in Finance, Accounting, Economics or a related field, or equivalent experience.
• Previous experience in payments, banking, financial operations, settlements or reconciliations is desirable.
• Strong numerical and analytical skills with the ability to review financial information accurately.
• Good working knowledge of Microsoft Excel, including formulas, spreadsheets and data analysis.
• Strong attention to detail and a commitment to accuracy.
• Excellent organisational and time‑management skills, with the ability to prioritise tasks and meet deadlines.
• Strong written and verbal communication skills.
• Ability to work independently and as part of a team in a fast‑paced environment.
• Willingness to learn and develop knowledge of payment processes, banking systems and settlement procedures.
• Proactive approach to identifying and escalating issues, focusing on procedures and operational risk.

Required skills

• Microsoft Excel
• Macros (desirable)
• Payment processing systems
• TMS platforms
• Online banking portals

What we offer

• 25 days of holiday
• Bonus
• Pension contribution
• Private medical, dental, and vision coverage
• Wellness contribution program with access to Plumm Platform
• Five volunteering days